Business loans in foreign currency
|
Product description |
Business loans |
|
Loan purpose |
Circulating assets for business development |
|
Loan amount |
from 2 000 $ |
|
% rate |
13% per annum (2% sales tax included)* (eff.rate 14.85%) |
|
Loan term |
Up to 60 month |
|
Security |
Real property is required (pursuant to the Decision of Loan committee of the OJSC “RSK Bank”, the movable property can be accepted as an additional loan security) |
|
Repayment of loan principal and %% |
Equal monthly instalment* / ** |
|
Loan management commission fee |
1 % of loan amount (12% VAT and 2% sales tax included)* |
|
Loan currency |
US dollars |
|
Penalties |
- for natural persons - interest rate in the amount of one nominal interest rate of the overdue amount, based on the number of overdue days - for legal entities – double interest rate of the overdue amount, based on the number of overdue days
|
|
List of the required documents: |
According to the standard documents list for legal entities and individual entrepreneurs |
|
Additional terms: |
- at early repayment the borrower shall pay 10% of the amount of the lost interest.* - in case of non-purpose use of loan, the penalty is 5% of the loan amount or the early loan repayment |
*individual Decisions of Loan committee of the OJSC “RSK Bank” are possible
**if the source of repayment is the seasonal activities, the principal repayment is possible on quarterly basis in unequal shares
List of documents, required for loan arrangement:
- Borrower’s application in the approved form;
- Passport copy;
- Business plan;
- Statement of residence;
- Mortgage title establishing documents, state register statement;
- Private company certificate or patent copies, tax inspection statement and social fund statement (if necessary);
- Copy of TIN card;
- Spousal consent on loan, mortgage;
- Agreement on out-of-court settlements.
For all questions, please contact the Loan division by the following telephone number:
+ 996 312 65 37 34
